• On the complex relationship between different aspects of social capital and group loan repayment 

      Moh’d, Al-Azzam; Parmeter, Christopher F.; Sarangi, Sudipta ( Elsevier , 2020 , Article)
      Do all aspects of social capital improve repayment behavior in group lending programs? The group lending literature typically uses one or few measures of social capital in a linear form, and systematically understates the ...
    • Subsidies vs. deposits and cost inefficiency in microfinance 

      Moh'd, Al-Azzam; Mimouni, Karim; Smaoui, Houcem; Temimi, Akram ( Elsevier , 2022 , Article)
      Lending tiny loans to poor clients lacking credit history and enough collateral is an expensive business for microfinance institutions (MFIs). Minimizing cost inefficiency is important if MFIs are to meet their dual mission ...