• Competition and microcredit interest rates: international evidence 

      Al-Azzam, Moh'd; Parmeter, Christopher ( Springer Verlag , 2019 , Article)
      The limited number of existing papers that link competition among microfinance institutions (MFIs) and microcredit interest rates, provide inconclusive and counterintuitive results. This paper uses data from 1997 MFIs ...
    • Currency risk and microcredit interest rates 

      Al-Azzam, Moh'd; Mimouni, Karim ( Elsevier B.V. , 2017 , Article)
      Foreign currency debt provides additional access to capital and offers funds in favorable and flexible terms to microfinance institutions (MFIs). Yet, we find that the use of foreign currency debt, on average, leads to ...
    • Do oil producing countries offer international diversification benefits? Evidence from GCC countries 

      Mimouni, Karim; Charfeddine, Lanouar; Al-Azzam, Moh'd ( Elsevier , 2016 , Article)
      This paper provides evidence of the existence of diversification benefits in international stock markets when oil producing countries are included in a global portfolio. Moreover, it examines whether recent oil shocks and ...
    • Financing new entrepreneurship: Credit or microcredit? 

      Al-Azzam, Moh'd; Charfeddine, Lanouar ( Elsevier , 2022 , Article)
      Building on the theory of information asymmetry, we investigate the impact of conventional banking versus the impact of microfinance on new entrepreneurship. We use a panel dataset collected from 49 developing countries ...
    • Is exchange rate risk priced in microfinance? 

      Al-Azzam, Moh'd; Mimouni, Karim ( Elsevier Ltd , 2016 , Article)
      High microcredit interest rates have often been a source of criticism against the microfinance movement. Research has focused attention on the cost structure of interest rates and more recently on the macroeconomic and ...